> For the complete documentation index, see [llms.txt](https://docs.kasu.finance/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.kasu.finance/how-kasu-works/lending-strategies-explained/professional-fee-funding-accounting-firms.md).
# Professional Fee Funding - Accounting Firms
Apxium’s 'Professional Fee Funding' (PFF) Lending Strategy specialises in financing the invoices of high-creditworthy Accounting Firms in Australia, North America, and the U.K. The innovation behind this Lending Strategy is Apxium's proprietary IP, being its Accounts Receivable Automation software and Smart Payments technology.
The technology maximises these Accounting Firms’ cash flows before lending a single dollar against their invoices. The technology is currently used by high-creditworthy Accounting Firms across the U.S., Canada, Australia and the U.K, for which it manages over US$2.5b of annual invoices. This includes top 50 Accounting Firms in these regions, with the largest customer generating over US$500m annual invoicing/revenue, all managed by Apxium’s unique technology.
The technology works by automating the entire end-to-end accounts receivable workflows for Accounting Firms, before lending against their invoices, so that the borrowing need and default risk is minimised. This occurs by reducing debtor days by up to 50%, thereby significantly de-risking the borrower’s accounts receivable collections prior to advancing funds against its invoices.
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