# Our Unique Technology Solution

Kasu’s Credit Originator launch partner and technology partner is an award-winning ‘SaaS+Fintech’ business, [Apxium Technologies Ltd (“Apxium”)](https://www.apxium.com/). Through this partnership, Kasu and Apxium deliver innovative Accounts Receivable Automation Software and Smart Payments technology, ensuring the most intelligent Receivables and Payables financing solutions for real-world businesses. The deep value-add of this technology is exemplified by three core Lending Strategies currently available on Kasu:

1. [Professional Fee Funding - Accounting Firms](https://docs.kasu.finance/introduction-to-kasu/broken-reference)
2. [Taxation Funding (Tax Pay) - Diversified Businesses](https://docs.kasu.finance/introduction-to-kasu/broken-reference)
3. [Whole Ledger Funding - Professional Services Firms](https://docs.kasu.finance/introduction-to-kasu/broken-reference)

Our Accounts Receivable Automation Software and Smart Payments technology solves the root cause of business' working capital constraints through the following value proposition:

* **50% Debtor Days Reduction:** The technology automates the entire invoice presentment process for End Borrowers, whilst enabling them to offer their clients flexible and frictionless payment experiences. The resulting reduction in debtor days de-risks the borrower's debtor collections by up to 50%, while unlocking cash tied up in debtors before advancing funds against its invoices.
* **50% Reduced Administrative Overhead:** The depth of automation reduces waste and administrative overhead by 50%, thereby unlocking more cash flow for the End Borrower. 
* **30-40% Reduced Payment Processing Fees:** Our Global Payment Rails completely replaces the End Borrower's transactional bank, reducing payment processing fees by up to 40%. 

Full details on how this technology works is outlined in each of the three Lending Strategy Sections.