# General Loan Terms & Credit Policy Framework

All accounting firms undergo full KYC/KYB, given that Apxium has already provided Payments Facilities during the onboarding process as an Accounts Receivables Automation software user. Approval for Professional Fee Funding is subject to further accreditation/approval as follows (exceptions may apply to stronger creditworthy borrowers):

<figure><img src="/files/MwH1JO5ufh1ppgLLND8L" alt=""><figcaption></figcaption></figure>


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