Becoming a Lender

Once you've completed the KYC or KYB process, you're ready to start your journey as a Kasu Lender. The subsequent section will provides an overview on how to start lending on Kasu. A detailed explanation is provided in the Lending With Kasu Section.

Firstly, ensure that your Web3 Wallet is connected to Base mainnet before connecting it to Kasu.

1. Fund Your Web3 Wallet: Transfer USDC to your Web3 wallet. Alternatively, Kasu can convert certain cryptocurrencies to USDC via 1inch, which you'll notice during the Lending Request process.

2. Explore Lending Strategies: Browse the available Lending Strategies offered by our Launch Partner Delegate, Apxium.

3. Understand the Risks: You can familiarise yourself with Apxium’s background and historical track record via the Lending Strategy Overview and Details Sections. You can also download a full Strategy Deck in the Overview Section to undertake a deep dive into each Lending Strategy including how it works and how risk is managed. There is also a risk metrics dashboard outlining the historical performance of each Lending Strategy in the Risk Reporting Section. Please also refer to the Important Information and Risk Warning Sections for further details.

4. Choose Your Lending Strategy and Loan Tranche: Select your desired Lending Strategy and respective loan Tranche, based on your financial goals and risk tolerance. You can learn more about this in the Loan Tranches Explained Section.

5. Submit a Lending Request: Specify the amount you wish to lend and wait until the end of the epoch to see if your Lending Request is accepted or rejected. Visit the My Portfolio > Transactions tab on the Kasu platform (ensuring your Web3 wallet is connected) to track the status and outcome of your Lending Request (see below image). It is important to note that interest earnings do not start accruing until your Lending Request has been accepted.

1. Monitor Your Lending: If your Lending Request is accepted, track your loan and interest earnings through the My Portfolio > Lending Portfolio tab (per below image) on the Kasu platform (ensuring your Web3 wallet is connected).

1. Track Lending Strategy Performance: Leverage the transparency offered by Kasu by continually monitoring the performance of each Lending Strategy via the Risk Reporting tab. This provides a health pulse check of the performance and risk status of Lending Strategies.

2. Stay in Control and Exercise Choice: For Lenders with less than 350,000 USDC deployed (total existing loans and queued Lending Requests), Look out for emails from [e-mail] informing you of which End Borrower(s) your funds will be deployed to, including every time your funds move from one End Borrower to another. Should a particular End Borrower not appeal to you, then you’ll have the opportunity to ‘Opt Out’ 48 hours before your funds are deployed. Please refer to the 'Automated Opt-In' Section of the Important Information Section for full details.

Remember, higher Loyalty Levels provide priority access to popular Lending Strategies, along with withdrawal priority, bonus APY and Protocol Fee Sharing. This is fully outlined in The Role of KSU Tokens section.

Kasu makes private credit lending seamless, but it's important to understand the details of each Lending Strategy and the associated risks before participating.

Please ensure you read the Important Information Section which provides essential details and specific risk associated with lending on Kasu, along with the Risk Warnings Section for more general risks.